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Blog – Minimal

The Hidden Government Costs of Running a Small Restaurant in California

The Hidden Government Costs of Running a Small Restaurant in California

Feb 14, 2026

When people think about opening a restaurant, they think about: Food Rent Equipment Payroll What most people don’t think about?...

Is Buying a Small Business Worth It? The Complete Truth No One Tells You

Is Buying a Small Business Worth It? The Complete Truth No One Tells You

Feb 13, 2026

Buying a small business sounds smart. It sounds safer than starting from scratch.It sounds faster.It sounds like you’re “skipping the...

What Banks Really Look for When You Apply for a Small Business Loan

What Banks Really Look for When You Apply for a Small Business Loan

Feb 12, 2026

Most people believe getting approved for a small business loan is mostly about credit score. Credit matters. But it’s not...

Buying an Existing Restaurant vs Starting From Scratch: The Real Risks Nobody Talks About

Buying an Existing Restaurant vs Starting From Scratch: The Real Risks Nobody Talks About

Feb 12, 2026

When I decided to enter the restaurant business, I believed buying an existing business would be easier than starting from...

How Much Cash You Really Need Before Buying a Small Business

How Much Cash You Really Need Before Buying a Small Business

Feb 11, 2026

When people talk about buying a small business, the focus is usually on the purchase price. That’s a mistake. What...

Mistakes I’d Avoid If I Bought a Small Business Again

Mistakes I’d Avoid If I Bought a Small Business Again

Feb 11, 2026

Buying a small business comes with hidden risks. These are the mistakes I would avoid if I had to do it all over again.

How I Bought a Small Business Without a Traditional Bank Loan

How I Bought a Small Business Without a Traditional Bank Loan

Feb 11, 2026

Buying a small business without a bank loan is possible, but risky. This post shares what really happens when traditional financing isn’t available.

Credit Cards vs Loans: How I Ended Up Financing My Business

Credit Cards vs Loans: How I Ended Up Financing My Business

Feb 10, 2026

Choosing between credit cards and loans can shape a small business’s future. Here’s what I learned by comparing both financing options.

Why Poor Bookkeeping and Cash Flow Kill Small Businesses

Why Poor Bookkeeping and Cash Flow Kill Small Businesses

Feb 10, 2026

Many small businesses struggle not because of bad ideas, but because of poor cash flow and unclear bookkeeping. This post explains what I learned about managing money, debt, and day-to-day cash flow after buying a small business.

Is Taking a Loan to Start a Small Business a Mistake?

Is Taking a Loan to Start a Small Business a Mistake?

Feb 8, 2026

When people talk about starting a small business, loans come up almost immediately. Banks, credit cards, and lenders often make...

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